Plan/Pay for College


KHEAA is the state agency that administers Kentucky’s student aid programs, including the Kentucky Educational Excellence Scholarship (KEES). To find links to other useful education websites, go to For more information about Kentucky scholarships and grants, visit; write KHEAA, P.O. Box 798, Frankfort, KY 40602; or call 800-928-8926, ext. 6-7372.


KHEAA offers a varietey of publications on College topics provides great information and tips on a variety of College topics.  To subscribe to the monthly newsletter, click here. 

The September KHEAA Counselor Connection Newsletter contains articles on the following topics:

  • Logan County High School student wins KHEAA essay contest scholarship
  • File FAFSA on Oct. 1
  • FAFSA IRS Data Retrieval Tool available Oct. 1
  • Common FAFSA mistakes
  • October ILP Webinars
  • ACT & SAT National Test Dates
  • Tips for college freshmen
  • Repaying student loans
  • 2017 Jeff Green Scholars
  • Computer science opportunities in KY schools
  • Junior college-prep planner
  • Senior college-prep planner



Enhanced helps Kentuckians plan, pay for college
Kentuckians can find answers to many of their questions about college admissions and financial aid on the enhanced, the website of the Kentucky Higher Education Assistance Authority (KHEAA).

Under its “Parents and Students” section, the site includes sections on planning, selecting and paying for college. It also provides detailed information about state and federal sources of financial aid, as well as tips on money management. A separate section helps guide students through the transfer process.

Students, parents and educators can find links to the Your KHEAA College Connection newsletters, which provide information for students from elementary age to adulthood. Another link takes site visitors to KHEAA’s publications, including Affording Higher Education, which lists more than 5,000 sources of financial aid available to Kentucky students. Some of the publications are available only online, while others are printed. The site includes an online order form for users who want to request copies of the printed materials.

Avoid these common student financial aid mistakes
When it comes to paying for college, many parents and students may end up spending more than necessary because they made some common mistakes when seeking financial aid. Follow these tips from the Kentucky Higher Education Assistance Authority (KHEAA) to make sure you get the help you need.
Many students miss out on money for college simply because they do not apply for it. Apply for every grant and scholarship you can, since you do not have to pay back most grants and scholarships.
Even if you do not think you will qualify for federal student aid programs, submit the Free Application for Federal Student Aid (FAFSA) in January of your student's senior year. Many states and colleges use the information from the FAFSA to determine if you are eligible for other aid programs. Not filing may hurt your chances of getting more free money for college.
Another common mistake is waiting until the last minute to apply for financial aid. Some programs have deadlines, while others have limited funds. If you wait too late, you may miss out.
When you are accepted by a college, you will receive a financial aid package. Look at it carefully before you accept it. If you have received offers from more than one school, compare the offers to see which one is the best deal. In some cases, you may be able to negotiate a better package.
If you need loans to help pay for college, be a good consumer. Apply for federal student loans before applying for private loans. Not all private lenders offer the same rates and benefits. Pay close attention to what lenders call the back-end benefits: the interest rate and principal reductions offered when you begin to repay the loan.